Everything in Premium Cards plus: Bill payments and reimbursements Pre-accounting OCR in 60+ languages Free transfers within SEPA and the UK Smart inbox for receipts attachment Bulk payments with ‘four eyes’ approval Supplier management Out-of-pocket cash management for employees without cards

7 day commitment-free trial available. 10 users (+10 paid add-on) with unlimited transactions & document processing Physical and virtual Visa commercial debit cards Google Wallet and Apple Pay Free online and offline payments Bulk card issuing Global first class bulk-shipping 3D Security for online card payments Carbon emission tracking on card spend Recurring monthly limits Daily and single transaction limits ATM withdrawal control Online payments control Country and region controls Time and day controls Merchant controls (allow & block) Merchant category controls (blocking merchant categories) Shared budgets for teams/project card spend Top-up requests and custom approvals (single & multi-step) Card requests and approvals Card auto-blocking for late expenses One-click issuing and freezing of cards Split expenses into line items Automatic creation of expenses in real-time after every payment Receipt collection prompts Real-time automated expense reconciliation Receipts mailbox for automated expense matching Push and email reminders for missing documents Subscription management Bulk approvals Bulk review of expenses Custom multi-step approval workflows per spend type (card spend, reimbursements, supplier invoices) Non-card expense tracking Out-of-pocket reimbursements Mileage Per diem Reimbursement payments to employee domestic bank accounts Fast and low-cost international reimbursements in 50 currencies and 160+ countries Dedicated bank accounts in EUR, GBP, USD, BGN Free and integrated fund top-ups Supplier management Intelligent verification to ensure correct supplier payment details Custom multi-step approval workflows for supplier payments Invoice management Mark invoices as paid Bulk payments Scheduling payments Free invoice payments with SEPA Instant, Faster Payments, ACH and Bisera transfers Fast and low-cost international bank payments in 50 currencies and 160+ countries Automated transaction coding and categorisation Optical Character Recognition in 60+ languages User-friendly category mapping to chart of accounts VAT coding Expense field management Close and archive accounting periods Unlimited project, cost-centres, and custom labels Default xlsx, csv, pdf exports Native Accounting integrations (Xero, Quickbooks, Datev, Exact Online etc.) Accounting templates Travel expense automation with TravelPerk VAT recovery with 60dias Developer API access User-friendly mobile app for expense, card and user management In-app AI-powered receipt camera Live-chat, email & help center Fast, multi-lingual human support

Everything in All-In-One Spend plus: Multi-entity management ERP integration to SAP, NetSuite, and Microsoft Dynamics Single sign-on with SAML Online onboarding session Success-based onboarding flow

Bill payments and reimbursements Pre-accounting OCR in 60+ languages Free transfers with SEPA and FP Smart inbox for receipts attachment Bulk payments with ‘four eyes’ approval Out of pocket cash management for employees without cards

Everything in Premium Cards plus: Bill payments and reimbursements Pre-accounting OCR in 60+ languages Free transfers within SEPA and the UK Smart inbox for receipts attachment Bulk payments with ‘four eyes’ approval Supplier management Out-of-pocket cash management for employees without cards

7 day commitment-free trial available. 10 users (+10 paid add-on) with unlimited transactions & document processing Physical and virtual Visa commercial debit cards Google Wallet and Apple Pay Free online and offline payments Bulk card issuing Global first class bulk-shipping 3D Security for online card payments Carbon emission tracking on card spend Recurring monthly limits Daily and single transaction limits ATM withdrawal control Online payments control Country and region controls Time and day controls Merchant controls (allow & block) Merchant category controls (blocking merchant categories) Shared budgets for teams/project card spend Top-up requests and custom approvals (single & multi-step) Card requests and approvals Card auto-blocking for late expenses One-click issuing and freezing of cards Split expenses into line items Automatic creation of expenses in real-time after every payment Receipt collection prompts Real-time automated expense reconciliation Receipts mailbox for automated expense matching Push and email reminders for missing documents Subscription management Bulk approvals Bulk review of expenses Custom multi-step approval workflows per spend type (card spend, reimbursements, supplier invoices) Non-card expense tracking Out-of-pocket reimbursements Mileage Per diem Reimbursement payments to employee domestic bank accounts Fast and low-cost international reimbursements in 50 currencies and 160+ countries Dedicated bank accounts in EUR, GBP, USD, BGN Free and integrated fund top-ups Supplier management Intelligent verification to ensure correct supplier payment details Custom multi-step approval workflows for supplier payments Invoice management Mark invoices as paid Bulk payments Scheduling payments Free invoice payments with SEPA Instant, Faster Payments, ACH and Bisera transfers Fast and low-cost international bank payments in 50 currencies and 160+ countries Automated transaction coding and categorisation Optical Character Recognition in 60+ languages User-friendly category mapping to chart of accounts VAT coding Expense field management Close and archive accounting periods Unlimited project, cost-centres, and custom labels Default xlsx, csv, pdf exports Native Accounting integrations (Xero, Quickbooks, Datev, Exact Online etc.) Accounting templates Travel expense automation with TravelPerk VAT recovery with 60dias Developer API access User-friendly mobile app for expense, card and user management In-app AI-powered receipt camera Live-chat, email & help center Fast, multi-lingual human support

Everything in All-In-One Spend plus: Multi-entity management ERP integration to SAP, NetSuite, and Microsoft Dynamics Single sign-on with SAML Online onboarding session Success-based onboarding flow